Stripe Checkout (SCA)
Stripe Checkout is a Strong Customer Authentication (SCA) compliant payment portal hosted by Stripe. This gateway supports those businesses operating in regions that require 2-step verification on credit card payments and also provides mobile payment options such as Apple Pay, Google Pay, and more that can be enabled via your Stripe account.
The Stripe integration also works with the Fee Mods feature providing platform fee application on a per-project basis, the option for supporters to cover fees, and the option to request a donation to the platform at the checkout step.
Setting up Stripe Checkout
Enable the gateway under Commerce » Gateways:
- Save the gateway activation by clicking on the Save button at the bottom of the page.
- Click on the gear icon next to the Enable Stripe Checkout to access the specific gateway setting.
Select the Stripe supported currency for the transactions:
- Log into your Stripe account.
In your Stripe account, click the Developer link at the top right of the page:
Click on the API Keys in the menu
Locate the Publishable and Secret keys under Standard Keys:
Enter the Stripe Publishable and Secret keys in the corresponding Test and Live credential fields and save the settings.
Test keys are used for testing the payment gateway using test credit card numbers.
Live keys are used for production ready transactions.
- If the available funding options are set for Immediate Capture and/or 100% Threshold/All-or-Nothing, the gateway set up is complete.
If Subscription funding options are offered, go to the Developer » Webhooks tab in the Stripe dashboard and click on + Add Endpoint. Select the Account option and enter the URL
http://domain.com/?memberdeck_notify=stripe- If Stripe Connect is also being used, see the Stripe Connect instructions to complete the setup of the payment gateway
Good to know!
Test mode and HTTPS are set under Commerce » Gateways » Gateway Platform Settings
Heads up!
If there are pending pre-authorization charges / all-or-nothing projects underway with another credit card payment gateway, those transactions must be captured before changing the gateway to Stripe Checkout otherwise the transactions will fail upon processing.
Pre-authorization tokens are specific to the gateway that issued them and are not transferable between gateways.
Important!
Stripe Checkout will not work with Guest Checkout in any country or region that requires Strong Customer Authentication (or other 2 factor authentication) because of the customer verification required to complete the transaction. If Guest Checkout is enabled, the checkout will throw a No Payment Options Available message if there are no other payment gateways (i.e. PayPal, etc.) available.